On 15 August 2017, the Prime Minister of the country announced Pradhan Mantri Jan Arogya Yojana (PMJAY). This plan is the largest health insurance plan in the world. Under this scheme, about 100 million families of the country i.e. about 200 million people will get health insurance of Rs 5 lakh every year. An estimated 8 crore rural families and 2.4 crore urban families will get the benefit of this scheme. Thus about 50% of the population of the country will get health insurance.
More than 10 crore families will get benefits under Pradhan Mantri Jan Arogya Yojana
Login with your mobile number to find out if your family is involved in Pradhan Mantri Jan Arogya Yojana
You do not need to apply to avail the benefits of Pradhan Mantri Jan Arogya Yojana
If your family is included in the Pradhan Mantri Jan Arogya Yojana list, you can avail up to Rs. 5 lakhs per year for medical treatment at any of the listed hospitals.
Who will get the benefit of the scheme?
The scheme will benefit all the households identified as poor during the 2011 census. There is no age or family size limit in this scheme. And yes people / families who have become poor after 2011 will not get the benefit of this scheme!
How to check your name
You can check online whether your name is in PMJAY scheme or not. For this you have to open the website of mera.pmjay.gov.in. After opening the website, enter your mobile number and the security code provided in the box provided there. Then click on Generate OTP button so that an OTP will come on your mobile.
Input this OTP on the website and click on Submit button. Doing so will open another page, in which you have to select your state. You will then be given 4 options to search for your name, name, ration card number, mobile number and RSBY URN number. Select any one of the options and enter the details accordingly and click on the Search button. If this plan has your name, after a while information like your name, address will come on the right side and also SMS will come to the mobile number you have entered.
How to get benefit?
Beneficiary does not need any special card for PMJAY scheme. Beneficiaries will have a “Lifetime Help Desk” in every government as well as private hospital associated with the scheme to establish their identity only. Where the beneficiary has to prove his eligibility by giving documents. Once the eligibility is proved, the beneficiary does not have to spend a single rupee for treatment up to Rs 5 lakh.
Currently PMJAY scheme is not applicable in Delhi, West Bengal, Orissa, Kerala, Telangana and Punjab! Because some of those states have a similar scheme in place, and some states want such a scheme of their own. Major Diseases and Surgeries covered in Ayushman Bharat Yojana Every poor citizen of the country will get the benefit of major diseases and major operations as well as hospital procedures free of cost under Ayushman Bharat Yojana.
The operation includes bypass surgery, cataract, corneal grafting, orthoplasty, chest fracture, urological surgery, cesarean delivery, dialysis, spine surgery, brain tumor surgery as well as various cancer surgeries. A total of 1350 types of surgeries, examinations and procedures will benefit. The scheme will also benefit women who come from poor families after marriage as well as newborns.
helpline number of this scheme::
Ayushman Mitra will help A special person named Ayushman Mitra has been appointed in each hospital by the National Health Agency to help the citizens admitted in the hospital under Ayushman Bharat Yojana. Ayushman Mitra will help in completing all the procedures from admission to discharge of the patient and will also act as a link between the hospital, the government and the insurance company.
All the transactions will be paperless-cashless, the amount will be credited to the beneficiary’s account only. All the transactions related to the patient in Ayushyaman Bharat Yojana will be paperless and cashless. For this, through the participation of the Policy Commission, an IT The platform will be operational. In addition, the amount received by the beneficiary will be credited directly to the account through direct debit transfer.
The Central Government will bear 60 per cent of the cost and the State Government 40 per cent of the cost to the beneficiary.